There is no automatic right for your spouse or children to take this over on your behalf which could mean important payments do not get made.
A #LastingPowerofAttorney is a document that you can create, appointing people you choose, to act on your behalf to deal with your financial affairs. They can act in all matters including selling your home should that be required.
You can also make a Lasting Power of Attorney in connection with your health matters so that someone of your choosing has a voice on your behalf.
If you would like to talk further about making a Lasting Power of Attorney please contact us.